Legal

Disclaimer

CloudBiz is not a law firm and does not give legal advice. Communications are not attorney-client privileged. How we share information with vendors and under court process.

Last updated August 24, 2026

This Disclaimer applies to cloudbiz.cc, app.cloudbiz.cc, and every product and service offered by CloudBiz, a trade name of Gellum Inc. (“CloudBiz,” “we,” “us,” or “our”). It should be read with our Terms of Service, Privacy Policy, and KYC / AML Policy. If there is a conflict about how we share customer information, the Privacy Policy controls the operational detail; this page states the limits we want you to understand before you use the Services.

By visiting the website, creating an account, placing an order, or using the dashboard, you acknowledge this Disclaimer.

1. Not a law firm

CloudBiz is not a law firm. We are not a bar-licensed legal practice in any jurisdiction. We do not appear in court, we do not represent you before a tribunal, and we do not form an attorney-client relationship with you, your company, or anyone you invite to the dashboard.

Nothing we publish or deliver — including the website, pricing pages, FAQ, emails, chat, support tickets, checklists, templates, operating-agreement samples, dashboard copy, filing confirmations, or consulting calls — is legal advice, a legal opinion, or a substitute for advice from a lawyer licensed in the relevant jurisdiction.

You should consult a qualified attorney before you rely on any CloudBiz material to make a legal decision. That includes choice of entity (LLC or C-Corp), choice of state, ownership structure, tax classification, contracts with customers or investors, licensing, employment, immigration, and how you use the company after it is formed.

Formation, registered agent coverage, EIN support, company import, document storage, deadline alerts, and bank or Stripe consulting are operational and administrative products. They help you prepare and file papers, keep records, and navigate third-party processes. They are not the practice of law.

When we prepare or submit a filing, we do so from information you provide and from standard statutory forms. We do not evaluate whether that filing is the best legal structure for your facts. Acceptance by a Secretary of State or the IRS is a government decision, not a CloudBiz legal conclusion.

Bank and Stripe consulting remains advisory only. We do not open accounts, we do not guarantee approval, and we do not act as your counsel in those applications.

3. No attorney-client privilege

Communications with CloudBiz are not protected by attorney-client privilege. They are also not protected by attorney work-product privilege, or by any similar confidentiality that applies only to a lawyer and a client.

That is true even if:

  • You describe a legal problem, a dispute, or a government inquiry
  • You upload contracts, IDs, tax forms, or other sensitive documents
  • A CloudBiz teammate has a law degree or previously practiced law
  • You mark a message “confidential,” “privileged,” or “for counsel only”

Do not send us information on the assumption that a court, regulator, or opposing party cannot later compel it. If you need privileged legal advice, hire your own independent lawyer and communicate with that lawyer through their own channels.

4. Not a tax adviser, accountant, bank, or broker

CloudBiz is not a certified public accountant, enrolled agent, tax return preparer, investment adviser, broker-dealer, bank, money transmitter, or payment institution. Website content about taxes, banking, Stripe, or compliance is general information. It may be incomplete or outdated for your situation.

You remain responsible for US federal, state, and local tax filings, for taxes in your country of residence, for bookkeeping, and for any license your activity requires. An EIN is a tax identifier; obtaining one is not tax advice and does not mean the company is compliant.

5. Informational content only

Articles, comparisons, “how it works” pages, marketing claims, examples, and estimated timelines are for general information. We do not warrant that content is complete, current, or suitable for your facts. State fees, processing times, and agency rules change. You should confirm requirements with the relevant agency or a licensed professional before you act.

Past processing times or typical outcomes are not a promise of future results.

6. No warranties about outcomes

To the maximum extent permitted by law, CloudBiz products and services are provided “as is” and “as available.” We do not warrant that:

  • A company name will be available
  • A state will accept a filing
  • The IRS will issue an EIN on a given date, or at all
  • A bank, Stripe, or other provider will approve an account
  • Templates will be enforceable or fit your deal
  • The dashboard will be uninterrupted or error-free

See the Terms of Service for the full warranty disclaimer, limitation of liability, and indemnity.

7. Your information and your responsibility

You are responsible for the accuracy of everything you submit: identity, ownership, addresses, business purpose, and imported company records. We may rely on that information without independent legal review. False or incomplete information can delay or invalidate a filing and can be a breach of the Terms.

You are responsible for how you use the company after formation, for responding to legal process served on the registered agent, and for keeping your contact details current.

8. How we share information — involved parties only

We do not sell your information. We do not hand customer, company, or KYC data to third parties who have no role in completing the product or service you ordered.

We share information only with parties that are involved in delivering the Services, and only as needed for that purpose. Those parties typically include:

  • Payment processors, to charge your order, prevent fraud, and handle chargebacks
  • KYC / AML and identity-verification providers, to confirm who you are and screen for sanctions or financial crime, as described in our KYC / AML Policy
  • State filing agencies (for example, a Secretary of State) when you ask us to form or maintain a company
  • The Internal Revenue Service, when you ask us to request an EIN
  • Registered-agent and formation vendors who receive service of process or complete a filing step
  • Infrastructure processors (hosting, email, account authentication) that operate the website and dashboard on our instructions

Those recipients may process data only to perform their part of the order or to meet their own legal duties (for example, a payment network’s fraud rules or a state’s public-record statute). Details are in the Privacy Policy.

9. Uninvolved third parties — only under judicial process

We do not disclose your information to third parties who are not involved in completing the product — advertisers, data brokers, unrelated platforms, or other companies that have no role in your order — except under compulsory judicial or legal process.

That means a court order, subpoena, warrant, or equivalent binding demand from a competent court or authority that we are legally required to obey. We do not volunteer customer files to uninvolved parties for their own use.

Where the law allows us to notify you of such a demand, we will make a reasonable effort to do so before or after we respond, unless notice is prohibited (for example, a gag order or anti-tipping-off rule). We may challenge a request that is overbroad or legally defective, but we are not obligated to litigate every demand, and we may disclose the minimum we reasonably believe the process requires.

This section does not limit reports we are required to file with competent authorities under anti-money-laundering or sanctions law, as described in the KYC / AML Policy. Those filings are legal duties, not marketing disclosures.

10. No professional-client confidentiality of the kind lawyers owe

Because we are not your lawyers, we do not owe you the confidentiality duties of an attorney. We will still handle personal data as described in the Privacy Policy and will not share it with uninvolved parties except as section 9 allows. That operational confidentiality is a privacy and security practice, not a legal privilege you can assert in court to block disclosure.

11. Third-party sites and agencies

Links to banks, Stripe, state websites, the IRS, or other providers are for convenience. Those parties have their own terms, privacy practices, and approval standards. CloudBiz is not responsible for their content or decisions.

12. Who this Disclaimer binds

This Disclaimer binds every visitor, account holder, company imported into the dashboard, and person who uses the Services on behalf of an entity. If you do not agree, do not use the website or the Services.

13. Changes

We may update this Disclaimer by posting a new version on this page and changing the “Last updated” date. Continued use after the effective date constitutes acknowledgment of the revised Disclaimer.

14. Contact

Questions: [email protected]. Legal entity: Gellum Inc., a corporation registered in the State of Colorado, USA; CloudBiz is a trade name of Gellum Inc. Website: https://cloudbiz.cc. Dashboard: https://app.cloudbiz.cc.